Fast Funding, Zero Hassle.
Apply in minutes and get capital for your business in as little as 24 hours. Our "Fully Funded Algorithm" works to get you the absolute best price and terms. Guaranteed.
Good news! Pre-qualifying with us does NOT affect your credit in anyway.
Our Process is Very Simple:
Step 1: Tell us Your Story
Filling out your funding application should take no more than 5 minutes. We connect you to our network of over 60+ lenders who understand small business.
Step 2: Plan and Compare
We create a FREE custom funding plan made specifically for you and your needs. Our expert advisor then goes over what it all means for you.
Step 3: Get Your Money
After you get your free funding plan, we go to work. And you just sit back and relax until weget you access to the money you need.
Our Mission is Simple
Small businesses are the backbone of the America. You can even argue they are the backbone of the entire world. Millions of "Would-Be" entrepreneurs have ideas that could change the world... But the problem is they don't have enough capital to bring those ideas to life.
Unfortunately, most business ideas die in the graves because of this. Fully Funded is dedicated to supporting our next generation of entrepreneurs, regardless of age. Our mission is to provide capital solutions to support the next generation of entrepreneurs to build the business of their dreams. We believe that no matter where you came from and what your circumstances are, everyone should have the opportunity to build their dream business... as long as they're willing to put in the work.
By utilizing our "Smart Funding System", we will fund 1,000,000 businesses per year. Our mission is simple. We help business owners succeed, they help their employees succeed, they help their employee's families succeed, and they help their communities succeed. And when you replicate that in millions of communities - that's how you change the world. Join us in our mission to making entrepreneurship accessible for all who wants it.
33 Billion+
The number of small businesses in the United States of America.
70%
Of all small businesses at some point will need funding.
50%
Nearly 50% of small businesses that apply are either denied or underfunded. (Were here to help the 50% who CAN'T get traditional financing.)
2-3X Scale
Small businesses with adequate funding are 2–3x more likely to scale and hire within 1–2 years.
Why choose us?
Getting the capital you need for your business – is something we all need to do. When you work with us, we go to battle to get you the best value funding so you can make the critical business purchases... And ultimately build the business of your dreams.
Best Interest Rates
We work day in and day out to do one thing: negotiate and get you the absolute lowest interest rate and best terms possible.
Personalized Funding Plan
Everyone's situation is a little different. We create a funding plan specifically tailored for you and your needs.
Expert Advisors
Our expert advisors will work with you to get the capital best suited for your business. And it cost $0 out of pocket to get started.
Quick Process
Our signature 3 step process works quickly to get you the quick 0% interest funding.
Dedicated Support Team
Rest easy knowing that you have an entire village behind the scenes working for you. You're never alone and we're here with you every step of the way.
Zero Impact on Credit
When you get pre-qualified and make your 0% interest funding plan, there's absolutely ZERO impact to your credit.
Frequently asked questions:
Is Fully Funded USA a direct lender?
No. Fully Funded is a trusted small business financing marketplace, connecting entrepreneurs with a network of 60+ top lenders and funders. We don’t issue loans ourselves—instead, we match your business with the right capital partner so you get more options, faster approvals, and better terms.
Is Fully Funded USA legit?
“Yes—Fully Funded is a trusted small business financing platform. While we are not a bank and don’t issue loans directly, we partner with 75+ thoroughly vetted lenders and funders to give small businesses more financing options—all through a single, simple online application.”
Is there any upfront payment?
You can get started for FREE. Your customized funding plan and consultation is absolutely free for qualified business owners.
How much money can I get?
The amount you qualify for will vary greatly on your credit profile. Amounts can range from as low as $5,000, and as high as $5,000,000. Your funding plan will show you the amount you'll get pre-approved for, and it's completely FREE to you.
How fast can I get the funds?
Once we gather your information and submit applications, funding can be secured as fast as 24 hours, depending on the type of financing and lender requirements.
What are the requirements?
Everyone's case is unique, so we recommend just applying to see what you'll be able to get. Worst case scenario is we send you where you need to go.
What info do I need to get started?
To get started you only only need you name, birthday, and home address. To pre-qualify, we don't even need your social security number.
Does applying hurt my credit?
Nope! Our system is specifically designed to not give you a hard inquiry. When you apply with us, there is absolutely zero impact to your credit.
Can I speak to someone before applying?
Absolutely! Our team of specialists can help answer questions, explain the financing options, and guide you through the application process.
How do I get started?
Simply click the "Get Started" button and apply. The process is easy and it should take you no more than 5 minutes.
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Working with Fully Funded Start Up has been a game-changer for our financial consulting needs. Their team of experts provided invaluable insights and strategic advice that propelled our business to new heights. The personalized approach and thorough analysis resulted in optimized financial planning.
Mara Henson
I am beyond impressed with the professional and insightful financial consulting provided by Fully Funded Start Up. Their team's expertise and dedication have significantly impacted our company's financial strategies. The personalized approach and meticulous attention to detail set them apart in the...
Michael Benedict
Fully Funded Start Up has been an indispensable resource for our financial consulting needs. Their team's depth of knowledge and strategic approach have been instrumental in shaping our financial future. The personalized guidance and meticulous analysis reflect their commitment to excellence. I...
John Grishnell
